Deposit Products

A US Dollar denominated term placement earning an interest rate higher than that of a USDollar Savings Account. The account is withdrawable at maturity and evidenced by a Certificate of Time Deposit.

  • Yields higher interest earnings than regular savings.
  • Automatic rollover of placement upon maturity.

Interest bearing deposit account that can be withdrawn anytime upon presentation of Savings Account Passbook.

  • Clients can monitor their accounts by updating the passbooks.
  • Cleared funds earn interest and can be withdrawn over the counter.

The PostalCash ATM Account is an interest-bearing deposit account where clients can enjoy 24-hour banking convenience thru the use of an ATM card.

  • Clients can access their funds 24 hours a day, 7 days a week
  • Payment of utility bills, credit card bills and loans.
  • Cashless shopping at any BancNet affiliated merchants.
  • Account earns interest.

A non-interest earning deposit account that allows withdrawal via issuance of a check.

  • Clients can issue check as mode of payment.
  • Convenient and safe as payments can be done without carrying any cash.

A certificate based term placement that provides higher interest rate than regular savings account. Interest rate is determined based on the amount and term of deposit.

  • Yields higher interest earnings than regular savings.
  • The deposit can be used as loan collateral.

This is a passbook based term placement that entitles the client to enjoy earnings monthly via interest crediting to a savings account. Option for interest roll over or monthly pay out.

  • Yields higher interest earnings than regular savings.
  • Can be used as loan collateral for back-to-back loans.

An interest-bearing US Dollar denominated account whose transactions are recorded in a passbook. It can be individual or joint account.

  • Clients can monitor their accounts by updating the passbooks.
  • Deposits earns interest.