Salary Loans

Salary loans are for eligible employees of both government and private institutions for personal / business use or home improvement.

Product Features

Loan Amount maximum of Php 100,000
Loan term minimum if 1 year and maximum of 3 years
Repayment terms Equal monthly amortization thru salary deduction.
Evidence of Deposit Certificate of Time Deposit

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  • Fast Approval
  • No Collateral
  • Competitive Interest Rates

Eligibility requirements For Government Institutions

  • Local Government Units (LGUs), National Government Agencies (NGAs), Government Owned and Controlled Corporations (GOCCs) and Government Financing Institutions (GFIs).
  • Regular/permanent employees who have rendered at least one (1) year of continuous service after permanency.
  • All elected officials (provinces, cities and municipalities

Eligibility requirements For Private Institutions

  • Permanent and full-time employees of private institutions who have rendered at least one (1) year of continuous service to the company after permanency.
  • All Members of the Board.

Documentary requirements

  • Completely filled out loan application form.
  • Latest payslip of borrower (3 consecutive months) and co-maker (1 month).
  • Latest income tax return.
  • Photocopy of Employee ID – both the borrower and co-maker.
  • Service record.
  • Residence Certificate.
  • Latest 1x1 ID picture.
  • Photocopy of passbook with maintaining balance of P500.
  • Must have paid 10 continuous monthly amortization on previous loan excluding the 2 months advance interest (FOR LOAN RENEWAL ONLY).
  • Certificate of remittance from Accounting Department (FOR LOAN RENEWAL ONLY).